Protect Yourself with Identity Theft Protection

Just like any risk management, identity theft protection is a small investment to protect yourself against potentially disastrous financial losses in the future. In the most fortunate cases, identity theft victims can expect to spend $400-$800 out-of-pocket to resolve their cases. In terms of time, the average victim will spend 40 hours trying to reclaim his/her good name. An identity theft service guarantee can indemnify you against both these losses, and we'll tell you how.

How Identity Theft Protection Helps You: A Step-by-Step Guide

Your identity theft protection company is a team of experienced identity theft prevention specialists. Upon your enrollment, your identity theft protection company will take immediate, specific action to begin protecting your identity. One of the best features of identity theft protection is that it is not merely reactive in nature, but also proactive. That is, your identity theft protection company will take a variety of preventive measures to stop identity theft before it occurs. Here's how it works:

1. You enroll. The first step is enrolling with the identity theft protection company.
2. Your credit bureaus are contacted. Within hours of your enrollment, your identity theft protection company will send you an email letting you know that fraud alerts have been set on your behalf with the credit bureaus. This means no one can do anything with your credit without your knowing. By the next business day after your enrollment, you will receive an email stating that your team has ordered your free credit reports.
3. Locks are placed on your credit. Any time someone tries to do anything with your credit or apply for credit in your name, you will get a phone call from the bank/institution to verify that you are indeed the person applying for credit. If you are, then the transaction can proceed. If you are not, the transaction halts.
4. No more junk mail. By the next business day after your enrollment, you will receive an email from your identity theft protection company verifying that your name has been removed from all junk mail and credit card pre-approval lists. These types of mail are not only a nuisance, but also a prime target for identity thieves to access sensitive information.
5. You see results. Two weeks from signing up, you should receive letters from the credit bureaus verifying that fraud alerts have been set on your behalf. By six weeks, you will receive your free credit reports from all three major credit bureaus. By two months, you will begin to see a drastic reduction in the amount of junk mail and pre-approved credit card offers you get in your mailbox.
6. The cycle repeats. To ensure that you receive unrelenting protection, your identity theft protection company will continue to place fraud alerts on your credit every 90 days until you wish them to stop. Every year, you will also have your free credit reports automatically requested and sent directly to you.
7. Round-the-clock support. If you need advice or have questions, your company has trained specialists available 24/7 to attend to your needs.
8. The guarantee. This could be the most important part of your identity theft protection. Your company will back their work with a $1,000,000 guarantee. In the event that your identity is compromised while you are a customer, they will spend up to $1,000,000 to help your reclaim your identity. That means they will hire the professionals you need, spend the money it takes, and deal with your creditors until things are made right again.

Next, take a look at some safety tips regarding identity theft protection!