Frequently Asked Questions about Identity Theft Protection

Here are the answers to some of the most commonly asked questions about identity theft protection. Please contact us if we did not answer your specific question.

What is Identity Theft?

Identity theft occurs when an unauthorized party accesses your personal identifying or account information and uses it to perpetrate crimes of fraud. Such crimes can include applying for credit in your name, leasing apartments in your name, or even applying for employment with your information.

What is Identity Theft Protection?

Identity theft protection works much like car or health insurance does-it protects you from financial ruin in the event that disaster occurs. Identity theft protection gives you a financial safety net, up to $1,000,000, for the out-of-pocket expenses you incur if your identity is compromised. Identity theft protection will also hire and pay for trained experts, such as accountants, lawyers, and investigators, that are required to resolve your case.

How Do I Get Identity Theft Protection?

You can complete our free application for identity theft protection right here on our website by clicking "apply now" anywhere you see it. Our application takes only minutes to fill out, and we will then put you in touch with one of the most respected identity theft protection companies in the industry. You can enroll entirely online.

How Much Does Identity Theft Protection Cost?

Remember that, in the most fortunate cases, identity theft victims will spend an average of $400-$800 dollars out-of-pocket to make things right again. Identity theft also costs its victims an average of 40 hours of time to resolve. Compare that with the cost of identity theft protection: about $10/month. Like other types of protection, identity theft protection is a small, regular investment to protect yourself against potentially devastating losses in the future.

Can't I Just Protect Myself Against Identity Theft?

Trying to protect yourself against identity theft as an alternative to identity theft protection is like opting not to buy car insurance because you are a safe driver. No matter how safe you are or how many precautions you take, the risk of an accident is still considerable. If identity theft does happen to you and you are unprepared, it could bring you to financial ruin and do irreparable damage to your credit. The do-it-yourself approach just isn't worth the risk.

Does Identity Theft Protection Offer Insurance?

No. This crucial service administered by your chosen identity theft protection company is not an insurance program. We will work with the country's best identity theft prevention companies to offer you the best options available for identity theft prevention. While your provider does not offer insurance, identity theft protection companies typically extend a guarantee for their services. Your chosen service provider holds sole responsibility for the guarantee. Identity theft protection providers work to preserve your integrity and protect against identity theft. However, your chosen provider is not an insurance agency and does not offer insurance. If your identity is stolen while using an identity theft protection company's services, your company will go to great lengths in order to restore your good name. ID theft companies generally guarantee their services with a $1,000,000 service guarantee.